In this “shifting sand” economy that we are in currently, it is common for folks to look anywhere and everywhere to try to find an investment that will pay them a nice yield. The amount of investment vehicles available in the marketplace, stocks, bonds, CD’s, are varied, but none are returning anything that amounts to an “attractive offer.”
This has led some to investigate other lesser known programs to seek the return of investment they are looking for. One such program offering incredible returns for very little investment is called a High Yield Investment Program, or an HYIP.
An HYIP is, and listen close, A SCAM! If you ever come across someone who tries to get you to play this game, run, and run fast! In addition, if a friend or a loved one is talking about potentially investment, make sure to give them the facts about this worthless and potentially financially devastating scam.
The way they work is simple. You respond to an ad that features an “investment product” that promises incredibly high returns, is completely safe, and does not require a huge investment. Sounds good, right? Upon meeting with the individual, you are told that this program is generally a secret in the investment world and only very few people know how it works.
They may give you any number of misleading stories of how investments are split in different markets in the US and even around the world. All in all, no SPECIFIC information about how the investment truly works is given. Instead, they focus on the fact that once you turn over your money (often as low as a few thousand dollars) you will hear huge rates of return…and there is NO WAY you can lose your money…WRONG!
HYIP programs are designed to take your money. Oftentimes, they are run at least in part as PONZI or pyramid schemes. What they do is take money invested from new victims, and give it to those that have invested previously. This helps them to show the “legitimacy” of the program, spread word of mouth, and often obtain additional investment money from these folks as well.
Listen, the bottom line is, in just about every scenario you can think of, if it sounds too good to be true, then it probably is. High Yield Investment Programs will steal your money and leave you wondering what exactly happened.
If these programs really did WORK somehow, you can bet that word would get out, everyone would use them, and the value would drop out of them quickly. Save your money, investigate traditional investments with a reputable company, and you will be much better off.
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